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Professional Liability Insurance for ACPAT Members


As a member of The Association of Chartered Physiotherapists in Animal Therapy (ACPAT) you can benefit from our bespoke professional liability insurance scheme, designed specifically for physiotherapists in animal therapy.

This cover provides Medical and Professional Liability Insurance to protect members against claims for wrongful advice or treatments arising from your work as an animal physiotherapist. This cover does not include Public Liability Insurance, as this is provided separately as part of CSP membership insurance. Students (Cat B Members) must be under the supervision of a qualified member (Cat A) or Veterinary Surgeon.

The policy is underwritten by AXA Insurance UK plc and covers all previous work of a similar nature, subject to members becoming aware of any new claims for the first time during the currency of this policy only. When members cease to practice the policy will automatically provide run off cover for up to 3 years at no extra cost.

Options include Employers Liability insurance in respect of students or employees in your care, corporate entity cover and extended 6 year run-off option.

Separate cover is also available for Criminal Prosecution Defence Costs Click Here for details

Important Notes:

  • Charges include premium, insurance tax, fees and administration expenses
  • Category A members are insured whilst teaching / training Category B members or animal physiotherapy students (However it is advisable to select the Employers Liability option to cover liabilities resulting from injuries to students in members care)
  • The limit on Bloodstock claims is £100,000 in any period of insurance (definition of Bloodstock available on request
  • Separate rates available on request for corporate entities
  • Separate insurances are also available for

                                Locums

                                Cyber Crime & Liability

                                Non Animal Therapy activities (such as Human Physiotherapy and other Complementary Therapies)

                                Management Liabilities (including Directors & Officers Liability Insurance)

Please speak to one of our professional advisers for more information


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If you require assistance or further information please click here to send an email or call one of our advisors on 01245 321185