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Individual Top-Up Cover for BASRaT Members

Eligible members may increase their own personal level of cover under the BASRaT block Professional Liability Insurance Scheme to £7,500,000 or £10,000,000 any one claim. To apply simply complete the appropriate Application form on this page and submit with payment of the additional premium due (see table of costs below)

Individual Top-Up Costs - 1st February 2018 to 31st January 2019

Prices vary according to the following start dates, but all cover expires 31st January each year

  Limit of Indemnity 1st Feb to 30th April 1st May to 31st July 1st Aug to 31st Oct 1st Nov to 31st Jan

UK Members Premium

£7,500,000 £109.00 £88.00 £67.00 £46.00
£10,000,000 £137.00 £109.00 £81.00 £53.00

Irish Members Premium

£7,500,000 £121.60 £97.46 £73.33 £49.15
£10,000,000 £153.80 £121.60 £89.40 £57.20
  • Costs include Insurance tax and administration fees
  • Members will receive individual renewal notices each year to renew their top-up cover
  • Evidence of increased cover will be issued to each member on acceptance/renewal
  • Terms and Conditions of cover are identical to the Members Block Scheme (www.graybrook.co.uk/basrat-members)
  • Cover cannot be back dated and will only apply to claims notified during the period of top-up cover

Other Optional Covers

Non Delineation Activities

Members may purchase separate insurance to cover healthcare work outside their BASRaT Scope of Practice. Please call one of our professional advisers on 01245 321185 to discuss or email your details to enquiry@graybrook.co.uk

Business Liability

Members trading as a partnership or private limited company may require separate insurance. Private limited companies owned 100% by a qualified BASRaT member, where the member is the only practitioner engaged are included within the block scheme (see summary and policy for details).

Clinic Insurance

Members operating a clinic or rehab centre or employing staff will require general insurance for their assets and revenues. Please speak to one of our advisers on 01245 321185 or submit details to enquiry@graybrook.co.uk

Locum Insurance

Protects members against the cost of employing temporary locums in the event of illness or injury.