We are proud to announce Megan Field our claims adivser has been shortlisted as a rising star in this years British Claims Awards. This recognises Megan's exemplary customer care and technical ability in dealing with liability claims from all sectors of the health care and education markets.

We shall be attending the CSP's annual congress 10th-11th November and will be available on stand Number 40 & 41 to provide advice to visitors and students on Medical Malpractice, PLI, Clinic Liability, Inappropriate Behaviour Defence Cover and a range of other topical insurance options.
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Just to remind you that with all of the current media hype surrounding inappropriate behaviour, we do have an insurance scheme to protect members from unfounded accusations.  The cover is available by individual purchase from as little as £25.00 plus insurance tax providing members with access to legal helplines and defence lawyers.  Application forms and cover details are available from www.graybrook.co.uk/defencecosts .

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The changes announced to the discount rate earlier this year (see article below 'New Rulings to Increase Value of Future Personal Injury Claims') are likely to be re-adjusted to between 0%-1%. Whilst this will still increase the value of compensation claims, the impact is likely to be less severe than first proposed. However further changes will not come into force until new laws are enacted and a date fixed by the Lord Chancellor, which is unlikely to be until 2018 at the earliest.

In September 2017 a female Sports Massage Practitioner successfully defended herself against allegations of inappropriate behaviour.

These defence costs would have been covered by our Criminal Prosecution Defence Scheme available to all Healthcare Professionals from as little as £25 (plus insurance tax) per annum....

With effect from 1st June 2017 the standard rate of UK Insurance Premium Tax (IPT) will increase from 10% to 12%.

The Lord Chancellor Elizabeth Truss has announced new rulings to be employed in the calculation of settlement values for personal injury claims. The new calculations will have significant impact on Clinical Negligence and other claims particularly involving catastrophic injuries to younger people. In the light of the new rulings clients are advised to re-assess their current level of protection to ensure indemnity limits remain sufficiently adequate to deal with future claims.

Details of the Lord Chancellors rulings are available in an article published by Kennedys Law, which can be accessed here http://www.kennedyslaw.com/article/discount-rate-reduction-after-16-years/
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The November statement sadly included a rise in Insurance premium Tax (IPT) from the current level of 10% to 12% effective June 2017. This is particularly disappointing given the recent rises from 6% over the last 12 months.

We are pleased to launch our new and exclusive Legal Expenses Scheme available to all members of our client associations. Full details and applications can be obtained here.

This cover is not usually available under Medical Professional Liability of Fitness to Practise insurance, and includes valuable access to a 24/7 legal helpline, and a choice of limits to cover specialist legal fees to defend allegations of criminal behaviour. As with all insurances it is hoped the cover is never required, but for a cost of just £26 per annum it provides re-assurance that specialist advice and support is on hand to respond to unfounded allegations.
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We had the privilege in October of staying at the Khatu Haveli featured in the BBC Series earlier this year “The Real Marigold Hotel”.The Haveli, a traditional town house, is situated in the very heart of the old Pink City of Jaipur.Although inspired by the programme we had no expectations from this our first visit to India, other than to experience life in the local community.Nothing however could have prepared us for stepping out from the peaceful oasis of the Haveli into the sheer wall of chaos occupying the narrow streets, as hoards of people frantically went about their business, mixing with scooters, tuk tuks, cows, pigs, all competing for the same space.We were transported into a world we had never before experienced.

Rajasthan however is a region of both extreme beauty and squalor that appear to live in complete harmony with each other.The region is also home to large numbers of street children, whose homelessness can lead to abuse through exploitation of child labour and prostitution.Many boys and girls as young as six years old sift through garbage in Jaipur to collect recyclable material, and can be seen alongside pigs and dogs searching through trash heaps on their hands and knees.Such children are also denied the educational training that could help them escape this poverty trap.It is impossible to ignore children in these circumstances and we spent a good deal of time of our time identifying how we could help some of these abandoned and neglected children....

We are please to have arranged a block Fitness to Practice Legal Expenses insurance scheme for the benefit of CORU registered ISCP members commencing 30th September 2016. A new webpage is included incorporating the policy details which can be reviewed on www.graybrook.co.uk/iscp-members

The new rate will apply to all new policies and renewals arranged on or after 1st October 2016

The Insurance Act 2015 came into force 12 August 2016 changing the way the law deals with the duty of disclosure for commercial insurance contracts entered into or varied on or after this date. The new law is designed to be fairer to you the client in the event of claims being declined due to ‘non-disclosure’ but does require clients to play their part.

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The vote to leave the EU will inevitably have an impact on the UK Financial Services and insurance industry.The uncertainty is whether the impact will have a positive or negative effect on how we conduct business with the EU and global markets.

The UK’s general insurance industry is one of the most established, stable and respected in the World, underwriting business in complex markets such as aerospace, transport, healthcare and manufacturing to the less complicated but socially necessary day to day domestic risks....

We are pleased to welcome the College of Paramedics and their members to the Graybrook team and our insurance network.

We are pleased to welcome students at Cardiff Metropolitan University enrolled on Sports Massage Courses

Our business name has historical links to pilots who flew in WWII. The 'Gray' in "Graybrook" is directly associated with Ross Foxwell Gray DFC, a Lancaster Bomber pilot with 106 Squadron based at Metheringham Lincolnshire, whose commanding officer was Wing Commander Guy Gibson VC, before he famously formed the Dambusters Squadron. After the war Ross formed a business partnership with John Brooksbank, supplying uniforms under the trading name of Graybrook. In 1972 a youthful insurance broker "inherited" the name from his early mentor and began trading as Graybrook Insurance Brokers. Although the business has seen many changes over the years, the ownership and business name remains unchanged.

We are proud to support the following charities

Action Aid ...

We are honoured to be associated with the following awards

• The CSP Fellowship & Distinguished Service Awards and the Awards for Excellence
• SMA Member of the Year Award
• The College of Paramedics Annual Awards Ceremony
• PhysioFirst annual Conference & Education Awards
• ACPAT Training Awards
• Prospect Conference Awards

We are committed to helping our client organisations raise the standards of care and patient safety ...