SUMMARY OF COVER
PROPERTY INSURED: Healthcare Equipment
COVER: Business All Risks Maximum Sum Insured: £5,000
GEOGRAPHICAL LIMITS: Anywhere in the World up to a maximum of 90 days in any 12 month period
PREMIUM: £150.00 (inclusive of Insurance Premium Tax & Policy Fees)
(a) The first £100 of any claim is excluded.
(b) In respect of theft from unattended vehicles no cover applies:
(i) unless the vehicle is securely locked (or otherwise kept in a securely locked building)
(ii) between midnight and 0600hrs unless the vehicle is both locked and kept in a securely locked building.
(c) When transported by sea or air, the equipment must be carried as hand luggage and accompany the policyholder.
(d) Cover excludes mechanical and electrical breakdown, failure of parts, mobile telephones or other unrelated equipment
(e) Policyholders have a duty at all times to take reasonable precautions to safeguard the property insured and to disclose facts which may materially affect acceptance of the cover
(f) The Date Recognition General Exception
(g) No cover applies where the policyholder lends or hires out to others the equipment insured
(h) When not in use the equipment must be kept in a securely locked fast building
This summary is not intended to be exhaustive and does not in any way alter the terms of the policy.
A full copy of the policy wording, terms and conditions are available online from our website www.graybrook.co.uk/equipment. Applicants who do not have internet access may apply for a copy to be sent by post prior to purchase.