As a member of the Sports Massage Association (SMA) we recognise the high standard of training, and competency standards you have to maintain, which enables you to access the SMA's Professional Liability insurance scheme at discounted rates. Evidence of membership will be required prior to commencement of the insurance, and at each policy renewal.
|Membership Status||Limit Of Indemnity (any one claim)||Individual Charges|
|Student Member||£5 Million||£28.34|
|Qualified Member||£5 Million||From £76.70|
There are no restrictions on the type of clients treated (e.g. professional or elite athletes are not excluded). All previous work of a similar nature will be covered subject to no claims, and free Run-off cover will be provided when members cease to practice or retire. Where members are qualified to perform other activities, they may be included subject to evidence of qualifications, which may also affect the annual charge. Full details available upon request. Students are subject to the policy Supervision Clause (see Summary of Cover for details).
If you wish to purchase this insurance please carefully read the “Summary of Cover" and our “Terms of Business" each of which are available as a download before completing and returning the application form and payment.
Separate cover is also available for Criminal Prosecution Defence Costs Click Here for details
Charges include premium, insurance tax, fees and administration expenses. The above rates are for individual practitioners only, additional charges may apply to partnerships or limited companies. You will need to purchase extra run off insurance cover for your previous work if you continue to practice but obtain or acquire alternative insurance elsewhere which does not provide full retro active cover.
In order to ensure full compliance with all the terms and conditions of your policy, you must refer to both the insurance policy and our own summary for details. Hard copies are also available on request.
Failure to comply with the policy warranties, terms and conditions could invalidate your cover
This legal expenses policy provides members with generous levels of legal defence costs when accused of inappropriate or criminal behaviour, with access to a 24/7 legal helpline. Prices start from £25 per year plus insurance tax.