01245 321185

CSP Professional Liability Insurance Individual Top-Up Cover

The PLI Scheme is designed to offer members protection against clinical negligence claims, within the limits insured. Settlement values continue to escalate and members will be responsible for any claim exceeding the current PLI limit of £7,500,000. A top-up facility is available to members wishing to increase their own personal level of protection under the PLI scheme as follows

Limits Insured

£10,000,000 any one claim with an overall limit of £10,000,000 for all claims in any period of insurance (inclusive of costs and expenses)

Retroactive Date

The increased limit will apply to activities undertaken from the start date of the top-up cover resulting in claims notified during the period of increased cover


Applicants must be current CSP members entitled to PLI cover within their membership status, and be HCPC registered

Activities Covered

Only work within the Scope of Physiotherapy Practice is insured

Expiry Date

30th June each year to coincide with the members PLI scheme

Key Exclusions

Treatments for certain professional footballers, animals, and acupuncture when used for fertility treatment


£304.92 including insurance tax (discounted rates apply for applications received on or after 1st October)

To Purchase

  • Please complete & submit the Application on this page
  • Select your preferred method of payment from the Payment Form under Downloads
  • Cover cannot commence until the Application has been approved and payment received (if applying after 1st October please contact us fro details of the reduced premium)
  • Please read the documents contained in the Downloads section before proceeding

Optional Insurances

Criminal Prosecution Defence Cover (www.graybrook.co.uk/defencecosts)

This new policy provides generous defence costs for healthcare professionals accused of inappropriate or criminal behaviour, with access to a 24/7 legal helpline as standard. Prices start from as low as £25 per year plus insurance tax.

Locum Cover (www.graybrook.co.uk/locum)

This insurance is particularly valuable to cover the temporary expense of replacing key members of the business as a result of injury/illness.

Private Practice Insurance (www.graybrook.co.uk/private-practice)


Members operating private clinics can insure the practice assets, revenues under a comprehensive package of covers which includes Employers Liability, Public Liability, and a range of valuable Legal Expenses Insurance.

Business Liability Insurance (www.graybrook.co.uk/business-liability)

The CSP's PLI scheme is designed for the benefit of individual members rather than corporate businesses. Clinics trading as a Partnership or Private Limited Company should assess their liability insurance needs and purchase separate cover where appropriate. The information leaflet 'Guide to CSP & Business Insurance' helps identify the liability covers needed, a copy of which can be downloaded from the above link

If you require assistance or further information please click here to send an email or call one of our advisors on 01245 321185